Agreement to Terms

By accessing or using Clear Mortgage Tracker, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

Description of Service

Clear Mortgage Tracker provides mortgage rate information, housing market data, educational articles, a mortgage calculator, rate comparison tools, a frequently asked questions section, and a mortgage glossary for informational and educational purposes only. The rates displayed are sourced from Optimal Blue (OBMMI), the Federal Reserve Economic Data (FRED), and the Consumer Financial Protection Bureau (CFPB). Housing market data is sourced from Redfin and the Federal Housing Finance Agency (FHFA). All data comes from publicly available federal and industry sources.

Disclaimer of Financial Advice

IMPORTANT: The information provided on this website is for general informational purposes only and should not be construed as financial, investment, or legal advice.

• We do not provide personalized financial recommendations
• Rates shown are averages and may not reflect actual rates offered by lenders
• Always consult with a qualified financial advisor before making mortgage decisions
• Past rate trends do not guarantee future performance

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, reliability, completeness, or timeliness of any information on this website.

User Responsibilities

You agree not to:

• Use the service for any unlawful purpose
• Attempt to gain unauthorized access to any portion of the service
• Interfere with or disrupt the service
• Scrape or collect data from the service without permission
• Use the service to transmit harmful code or malware

Intellectual Property

The service and its original content, features, and functionality are owned by Clear Mortgage Tracker and are protected by international copyright, trademark, and other intellectual property laws.

Advertising

This website displays third-party advertisements served by Google AdSense. The content of these advertisements is not endorsed by, controlled by, or the responsibility of Clear Mortgage Tracker. Ad content may not reflect our views or recommendations. For more information about how advertising data is handled, please see our Privacy Policy.

Third-Party Links

Our service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

Limitation of Liability

In no event shall Clear Mortgage Tracker, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from your use of the service.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the service shall be resolved in the state or federal courts located in Texas.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date.